Plan Options
We offer a variety of contract options to meet the unique needs of our members / consumers.
Life Care Options
Wesley SecureCare currently has 5 different Life Care options that provide all the same member benefits and care coordination, just a different max daily benefit…
Potomac
currently provides up to $644/day of care services
Anacostia
currently provides up to $515/day of care services
Chesapeake
currently provides up to $381/day of care services
Susquehanna
currently provides up to $304/day of care services
Patapsco
currently provides up to $191/day of care services at home or in a facility
All pricing is based on your age at enrollment and the contract option selected.
Entrance fees begin at $15,724 and monthly fees start at $427.
Capped Options
$515,000 Lifetime Maximum Benefit.
Deep Creek
currently provides up to $412/day of care services
Loch Raven
currently provides up to $309/day of care services
All pricing is based on your age at enrollment and the contract option selected.
Entrance fees begin at $7,250 and monthly fees start at $618.
Home Care Only Options
Note: This plan excludes Assisted Living, Memory Care, and Skilled Nursing Care Coverage.
Home Care Only Coverage Program
currently provides up to $309/day of care services
All pricing is based on your age at enrollment and the contract option selected.
Entrance fees begin at $8,500 and monthly fees start at $504.
Care Coordination Only Options
Note: This plan excludes Long-Term Care Coverage. This plan provides initial services and Care Coordination.
All pricing is based on your age at enrollment and the contract option selected.
Entrance fees begin at $8,000 and monthly fees start at $241.
Asset Protection
Wesley SecureCare offers a way to finance future long-term care costs that is predictable and helps preserve assets.
Meet Ann
Ann joined Wesley SecureCare when she was 72 years old. She chose the Loch Raven plan option which provides $309/day benefit and $515,000 Lifetime Maximum Benefit. Her one-time Entrance fee was $43,715 and her monthly fee was $670.
She can take advantage of the various member benefits like Care coordination, Dorvie Concierge Services, a thorough home and safety assessment, and a personal emergency response system.
8 Years From Now
Ann is now 80 years old and starts to need some help at home with bathing and dressing due to limited mobility. She also needs assistance with grocery shopping, meal preparation, and transportation. Her care coordinator develops a care plan with her to provide home care services to support all these needs. All these costs are covered by her membership with Wesley SeucreCare. She receives home care services for 2 years.
Transition To Assisted Living
At the age of 82, Ann makes the decision to move into an assisted living community. Ann and her care coordinator work together to find the right community that fits Ann’s preferences and needs. Her care coordinator helps with this transition.
Ann lives in the community for 3 years until the age of 85 when she passes away. Her membership covered the cost of her stay. Ann only had to continue to pay her monthly fee to Wesley SecureCare.
What Did Ann Pay?
Ann’s Total Savings
For 2 years of home care services and 3 years of assisted living, Ann was only responsible for the payment of her monthly fee. Wesley SecureCare covered the cost of this care for her, which over those 5 years totaled $654,577.
Over the 13 years of membership, Ann invested $169,282 with Wesley SecureCare.
This includes her entrance fee and monthly fees at a 3% inflation rate. This is compared against the cost of those same services without our coverage.
Because of our program Ann saved a total of $485,295.
Payment Options
Members can pay the entrace fee in a lump sum for an additional discount.
OR
- Pay the entrance fee over 3 years interest free.
- We offer flex payment options.
Our membership fees may be tax deductible as a prepaid medical expense on federal income tax returns. We have guidance to provide to your tax professional on deductibility.*
*You should always consult with a tax professional on the tax deductibility of membership fees.
A Good Financial Fit?
This is a preliminary assessment of affordability for the Wesley SecureCare Program based on an average age of entry of 75. Calculations based on your actual age will vary; however, to get a reasonable estimate of affordability, please answer the following questions, including age, income, and assets. Your information is secure and will not be shared with other third parties.
Discounts
- We offer dual membership discounts on both the entrance fee and monthly fee for members who live in the same household. Dual members do not need to be married or related, they just need to live in the same household.
- If someone has an existing long-term care insurance policy, we offer a discount on the monthly fee based on the terms of the policy. Contact us and we will estimate your discount.
- Choosing to pay the entrance fee in one lump sum payment at joining provides an additional 5% discount.
